Skip to the content

Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Do You Need an Insurance Agent? 15 Signs It Might Be Time

Do You Need an Insurance Agent? 15 Signs It Might Be Time

Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations. They understand everyone has different insurance needs, which adds value to the human touch they offer. While buying insurance directly online can seem like a convenient way to obtain coverage, life’s realities can make the task more complex. Agents also understand...

5 Common Business Insurance Gaps

5 Common Business Insurance Gaps

Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It means the policy in place did not match the loss that occurred. A company may have general liability coverage but no protection for a professional mistake. It may insure a building but not carry enough coverage for storm damage,...

4 Ways Telematics Can Impact Car Insurance

4 Ways Telematics Can Impact Car Insurance

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also...

Do I Need Multi-State Car Insurance for Out-of-State Coverage?

Do I Need Multi-State Car Insurance for Out-of-State Coverage?

In most cases, the answer to this question is “no.” However, some states may have different requirements for showing proof of insurance and different insurance requirements than what your policy provides. In those cases, as a nonresident, your policy will automatically be increased to meet the minimum amount and type of liability coverage required by that state’s law should you be in an accident. Blog...

What to Include in a Car Emergency Kit

What to Include in a Car Emergency Kit

A well-stocked emergency roadside kit is a must-have item for road trippers. Stocking your car with the right things can help you get back on the road—or at least remain safe while you’re stranded. Pre-assembled kits are available to purchase, but you might want to assemble your own or customize a kit you buy. While some items are nice to have in an emergency, others...